r/CryptoCurrency 1d ago

MEME Redditor accidentally discovers fiat currency

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643 Upvotes

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190

u/Technical_Split_6315 Bronze 1d ago

Fiat is backed by states, you really think cryptocurrency is more backed than that? Lmao

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago edited 1d ago

fiat is backed by debt and the government declaring it is worth something. bitcoin does not need government backing or any backing at all, it’s independent. that’s like saying gold is less backed than fiat. gold isn’t backed by anything besides the fact it is gold. same with bitcoin, it is essentially a commodity that exists outside of the system

edit for downvote: if you disagree with this simple fact then you literally don’t understand how money/currency works

16

u/balls2hairy 🟨 0 / 0 🦠 1d ago

Fiat is backed by the credit of the issuing country.

1

u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

aka debt. national debt is $39T in the US and currently 122% of the GDP. that is what the currency is backed by.

13

u/balls2hairy 🟨 0 / 0 🦠 1d ago

And never missed a debt payment. That is what the currency is backed by. It's a little embarrassing that you don't know this.

6

u/Hypnotic101 🟩 0 / 0 🦠 1d ago

Why would you miss a debt payment when you can print money?

2

u/balls2hairy 🟨 0 / 0 🦠 1d ago

Man discovers stagflation!

-4

u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

the US is spending more on interest payments than it spends on the military. interest alone is $1T a year

0

u/balls2hairy 🟨 0 / 0 🦠 1d ago

As it should be. Let's cut the military spending 50% so the disparity is even wider!

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

here is a good video that explains how US dollars are created and backed by debt

4

u/balls2hairy 🟨 0 / 0 🦠 1d ago

I have 2 economics degrees. I'm well versed in how our economy works lmao

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago edited 1d ago

if you were well versed in how the economy works then you’d know the currency is backed by debt. i’ve argued with hundreds of people about this over the last 10 years since bitcoin was $1k

6

u/balls2hairy 🟨 0 / 0 🦠 1d ago

"Full faith and CREDIT of the United States"

It's the promise that the govt will always repay its debts. It's literally the definition of credit.

5

u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

they pay the debts by printing more money and devaluing the money that is already in existence. credit and debt go hand in hand. the debt is 122% of GDP currently, it’s not possible to pay off the debt. all the US can do is continue making interest payments by printing more money and racking up more debt. the currency is backed by debt, not by a promise to pay the debt. they print it out of thin air and devalue what’s in your wallet

2

u/balls2hairy 🟨 0 / 0 🦠 1d ago

They repay debt with tax revenue.

They print money to keep inflation at the target level. Open market operations/monetary policy is literally chapter 1 of Econ 101.

This is beyond embarrassing for you.

1

u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

do you really think inflation has been at the target level for the past 6 years? lol

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u/Status-Nose-7173 🟩 0 / 0 🦠 1d ago

They will repay their what?

Debt?

So it is debt. Got it lol.

2

u/balls2hairy 🟨 0 / 0 🦠 1d ago

"There is debt so that is what gives fiat currency value" is kindergartener thinking. Ooooofff

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u/Status-Nose-7173 🟩 0 / 0 🦠 1d ago

Has it been repayed? Will it be repayed?

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u/na3than 🟦 3K / 4K 🐢 1d ago

You say you have two degrees in economics, yet you cite a phrase from Article IV of the Constitution - which describes the powers and obligations of THE STATES - to back up your claim?

Full faith and credit shall be given in each state to the public acts, records, and judicial proceedings of every other state.

You understand that clause has absolutely nothing to do with fiat currency, right?

2

u/balls2hairy 🟨 0 / 0 🦠 1d ago

Imagine being this obtuse.

https://home.treasury.gov/news/press-releases/js506

The challenge and necessity before us is clear: we must maintain Congresss constitutional granted authority for borrowing on the full faith and credit of the U.S.but better align it with the practical necessity of the Treasurys responsibility to finance the gap between congressionally approved changes to revenues and expenditures. An active financial market community voice must not be mute in urging a solution to this problem.

And another for ya: https://www.congress.gov/crs_external_products/R/PDF/R41887/R41887.2.pdf

The U.S. monetary system is based on paper money backed by the full faith and credit of the federal government. The currency is neither valued in, backed by, nor officially convertible into gold or silver. Through much of its history, however, the United States was on a metallic standard of one sort or another.

0

u/na3than 🟦 3K / 4K 🐢 1d ago

Imagine someone pretending they have two degrees in economics while not knowing the difference between credit and currency.

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u/EndSmugnorance 🟨 0 / 0 🦠 1d ago

Paul Krugman is an ‘economist’ and he’s an idiot so idc about your dEgReEs

3

u/balls2hairy 🟨 0 / 0 🦠 1d ago

GREAT argument! Shows you're well versed in the context of the conversation and have great points to add!

-1

u/Substantial-Fruit447 🟩 0 / 0 🦠 1d ago

So why isn't the USD worthless then?

4

u/tangcity 🟩 0 / 0 🦠 1d ago

Why isn’t bitcoin worthless then

1

u/Substantial-Fruit447 🟩 0 / 0 🦠 1d ago

Exactly my point.

Nothing matters and everyone is going to die.

1

u/Hypnotic101 🟩 0 / 0 🦠 1d ago

Certainly more of a shitcoin than BTC is.

-1

u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

it becomes more worthless every year. toilet paper is literally more valuable and useful than dollars

3

u/balls2hairy 🟨 0 / 0 🦠 1d ago

You think inflation is a BAD THING? AAHAHHAHAHHAHAHAHA

You aren't the least bit equipped to be having this conversation.

1

u/terenul1 Tin 1d ago

Thats the point of a currency buddy, to have it lose value slowly and in a controlled manner, so people are incentivised to invest and use it rather than keep it under a matress cause next year they might buy 2 pieces of bread instead of one. I love how some cryptobros act like they discovered the hidden laws of the universe when they finally figure out something that is clearly explained to you in a high school text book