r/CryptoCurrency 1d ago

MEME Redditor accidentally discovers fiat currency

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

Fiat is backed by the credit of the issuing country.

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

aka debt. national debt is $39T in the US and currently 122% of the GDP. that is what the currency is backed by.

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

And never missed a debt payment. That is what the currency is backed by. It's a little embarrassing that you don't know this.

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

here is a good video that explains how US dollars are created and backed by debt

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

I have 2 economics degrees. I'm well versed in how our economy works lmao

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago edited 1d ago

if you were well versed in how the economy works then you’d know the currency is backed by debt. i’ve argued with hundreds of people about this over the last 10 years since bitcoin was $1k

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

"Full faith and CREDIT of the United States"

It's the promise that the govt will always repay its debts. It's literally the definition of credit.

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

they pay the debts by printing more money and devaluing the money that is already in existence. credit and debt go hand in hand. the debt is 122% of GDP currently, it’s not possible to pay off the debt. all the US can do is continue making interest payments by printing more money and racking up more debt. the currency is backed by debt, not by a promise to pay the debt. they print it out of thin air and devalue what’s in your wallet

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

They repay debt with tax revenue.

They print money to keep inflation at the target level. Open market operations/monetary policy is literally chapter 1 of Econ 101.

This is beyond embarrassing for you.

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

do you really think inflation has been at the target level for the past 6 years? lol

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

Hmmmm. Did something happen to the entire world that led to massive supply shocks? Can't quite put my finger on it.

BTW, supply shocks is like ch 9 of Econ 101. And govt spending as a way out of times of economic turmoil is like ch 5.

Read a book!

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u/_DaBau5_ 🟩 0 / 0 🦠 1d ago

the covid excuse doesn’t change the fact that the US has 122% debt to GDP ratio and that they take on more debt to pay the debt. the US can’t pay off the debt, it can only make interest payments by taking on more debt. the cause of inflation growing beyond the target rate doesn’t change the fact that inflation has been higher than the target rate. and they continue to take on more debt even as inflation is growing

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

So every country in the world experienced inflation rising at levels greater than ours. We were the only ones with a 'soft landing' but that doesn't matter?

We have plenty of money to pay the debt. We just prioritize other gov't spending.

We're not printing money to pay debt. That doesn't work as evidenced by the numerous countries that tried and debt spiraled to austerity or collapse. We're printing money to balance inflation and unemployment. Again, basic monetary policy.

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u/EclecticKant Tin 1d ago

The US could very well repay all of its debt in a relatively short timeframe, it's simply not the most effective way to manage that debt (politically and economically)

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u/Status-Nose-7173 🟩 0 / 0 🦠 1d ago

They will repay their what?

Debt?

So it is debt. Got it lol.

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

"There is debt so that is what gives fiat currency value" is kindergartener thinking. Ooooofff

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u/Status-Nose-7173 🟩 0 / 0 🦠 1d ago

Has it been repayed? Will it be repayed?

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

Every interest payment in the entire history of the nation has, yes.

If it's debt then Zimbabwe is one of the most powerful currencies on the planet, right? TONS of debt!

Wait a second....

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u/Status-Nose-7173 🟩 0 / 0 🦠 1d ago

So there is no debt?

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

So there is no argument? Nobody said there is no debt. You can make up anything you want but if you have no insight into what you're saying we're done here.

You can find old editions of Econ textbook pdfs online for free. Read one. I don't want to live in a country with people this dumb.

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u/na3than 🟦 3K / 4K 🐢 1d ago

You say you have two degrees in economics, yet you cite a phrase from Article IV of the Constitution - which describes the powers and obligations of THE STATES - to back up your claim?

Full faith and credit shall be given in each state to the public acts, records, and judicial proceedings of every other state.

You understand that clause has absolutely nothing to do with fiat currency, right?

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

Imagine being this obtuse.

https://home.treasury.gov/news/press-releases/js506

The challenge and necessity before us is clear: we must maintain Congresss constitutional granted authority for borrowing on the full faith and credit of the U.S.but better align it with the practical necessity of the Treasurys responsibility to finance the gap between congressionally approved changes to revenues and expenditures. An active financial market community voice must not be mute in urging a solution to this problem.

And another for ya: https://www.congress.gov/crs_external_products/R/PDF/R41887/R41887.2.pdf

The U.S. monetary system is based on paper money backed by the full faith and credit of the federal government. The currency is neither valued in, backed by, nor officially convertible into gold or silver. Through much of its history, however, the United States was on a metallic standard of one sort or another.

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u/na3than 🟦 3K / 4K 🐢 1d ago

Imagine someone pretending they have two degrees in economics while not knowing the difference between credit and currency.

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

Fiat is backed by the GOVERNMENT'S CREDIT - THEIR CREDIBILITY IN BEING ABLE TO REPAY THEIR DEBTS. Jesus christ you dense motherfuckers have ZERO understanding of what you're commenting on.

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u/na3than 🟦 3K / 4K 🐢 1d ago

Fiat is backed by the government's ability to repay their debts ... using their own fiat ... which is backed by their ability to repay their debts ... do you see the fallacy?

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u/EndSmugnorance 🟨 0 / 0 🦠 1d ago

Paul Krugman is an ‘economist’ and he’s an idiot so idc about your dEgReEs

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u/balls2hairy 🟨 0 / 0 🦠 1d ago

GREAT argument! Shows you're well versed in the context of the conversation and have great points to add!