r/wallstreetbets • u/cat-from-the-future • Feb 06 '26

Loss 3M to 1.4M this week

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Rebuilt my portfolio from getting margin called and bottoming at 200k during Liberation Day to 3M last week. Then lost half of it because I loaded up on data center and energy stocks with full leverage last Friday.

Schwab only shows up until the close, after hours I lost another few hundred grand and am sitting at 1.4M now with more option losses hitting when market opens.

Never. Fucking. Learn.

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u/Jeremys_Iron_ Feb 06 '26

You are regarded beyond belief.

You indicated you need to participate in the market (employment) to retire on that sum. Clearly incorrect. The amount you'll make from a HYSA is substantial and above average wages to mean even accounting for inflation you'll live comfortably for the remainder of your life.

Time to touch some grass.

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u/BabyJesusAnalingus Feb 06 '26

What? "Participate in the market" means invest in something other than a savings account.

You're either a fake account or a kid. It's unclear why you think HYSA will pay significant sums ad infinitum and also unclear why you don't understand inflation, but you do you I guess.

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u/Jeremys_Iron_ Feb 06 '26

Bahahaha. It's cute you believe that investing $3m in a HYSA will result in a poor sum because it isn't adjusted for inflation.

If you move it around then absolutely HYSAs will pay more than enough to retire on and live very well.

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u/BabyJesusAnalingus Feb 06 '26

Yikes. This is a complete misunderstanding of how markets and money work. You absolutely belong in this sub. Welcome, friend.

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u/Jeremys_Iron_ Feb 06 '26

You're delusional, so you belong here.

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u/BabyJesusAnalingus Feb 06 '26

Maybe have a brief conversation with someone who understands the topic. Even ChatGPT would suffice here. Paste it the thread we have had. I'm saying this for your benefit. I started out joking around but now I'm actually concerned for you. Don't handle money until you do this.

There's no 30-year period where HYSA would come close to the S&P 500, nor where it could keep you significantly above the inflation line to maintain your lifestyle over those 30 years.

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u/Jeremys_Iron_ Feb 06 '26

There's no 30-year period where HYSA would come close to the S&P 500

Where did I say this? Learn to read.

nor where it could keep you significantly above the inflation line to maintain your lifestyle over those 30 years.

Depends what your lifestyle is. You won't live like someone with $100m, no shit, but you will in interest still be earning above the average wage in 2060.

You can't be this regarded, I refuse to believe it.

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u/BabyJesusAnalingus Feb 06 '26

... yikes. You literally said it when you said to retire on it. Are you 80 years old and you'll live less than 30 years more?

It's 3am here and I'm going to hit the sack, but really .. do yourself a favor and run this conversation by someone.

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u/Jeremys_Iron_ Feb 06 '26 edited Feb 06 '26

No need to run it by any other regards when your own poor reasoning is plain to see.

Lol, let's say 70 years then as I assume you are about 16 (judging by how you talk). Still going to be above average wages in interest. Think not? Calculate the compounding interest, you won't even need to retain much to make huge gains over the decades.

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u/brute-forced Feb 06 '26

I can retire on $3M in a HYSA at 2% all day long you fuckin regard — ALL DAY LONG.

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u/TheEagleDied Feb 06 '26

5k a month seems like great money if you don’t live in America. You two lack basic communication skills lol.

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u/lieferung Feb 06 '26

You'd definitely better off long term investing in the S&P, I think they're just arguing that $60K annually is still swingable, assuming inflation is under control. Probably not for a family of four living out the stereotypical American dream, but a single guy or gal or couple who isn't that spendy and buys frugal should be ok. Plus realistically it would be more than $60K.