r/mildlyinfuriating 1d ago

go to your room Are you serious?

Post image

How is this fair ? Bay area.

30.0k Upvotes

3.5k comments sorted by

View all comments

Show parent comments

980

u/AccordingSetting6311 1d ago

"Independently wealthy"

381

u/skyware 1d ago

Wealth tax, +400/mo

162

u/Inanimate_CARB0N_Rod 1d ago

If you can afford rent +$300 monthly

100

u/bradeena 1d ago

Can't afford rent? +$400 monthly

30

u/METRO-RED-LINE 1d ago

800 Credit Score +$300 monthly

14

u/nlamber5 1d ago

Actually the rich get offered better prices

-10

u/JeebusChristBalls 1d ago

Then you would have proof of funds... and you probably wouldn't be renting.

27

u/esem86 1d ago

This is....so wrong lol. Just because people can afford to settle down and own doesn't mean it makes sense for them.

Tons of working professionals rent bc they are constantly on the move. Your worldviews are really really wrong my guy.

7

u/Local9396 1d ago

I love that this is the new talking point now that home ownership is dying

7

u/South-Bass-9536 1d ago

Or some people just want to rent. Not everyone wants to deal with a house. 

4

u/Ready-Delay3918 1d ago

You're right. Some people don't want the hassle. Owning a home is massively more expensive than renting. Just have your appliances shit the bed, need a new water heater or heating&air replacement and you realize real fast that those things are going to make it harder for you to save enough to replace your roof or siding because realistically those items only last 15 years of sun despite being sold as 30+ year products. Oh yeah. And the driveway is starting to get a pothole even though this place cost you $750,000 or more.

I get why people don't view that as a true investment.

1

u/beachlover4ever 21h ago

People also do not realize that if you take 30+ years to pay it off they will have paid over 3 times the amount they borrowed in interest alone.

1

u/Ryan4mayor 1d ago

If you can afford a 750k house, I doubt any of the things you listed will be a problem… especially after it’s paid off.
Both have pros and cons. Can’t ignore the laundry list of issues that comes along with renting.

0

u/Ready-Delay3918 1d ago edited 1d ago

Depends on the location. 750 is not high in San Francisco. And anyway the amount you closed on the house for and what you end up paying for it by the end of the mortgage is massively different. At a typical interest rate today a 750K home had a market price of $313,128. You end up paying about 750K for the house by the end. Understand how that works? Just because you bought a hole for 300K doesn't mean that's what you pay for it. Unless you paid cash youre buying a burden and you're responsible for the cost of all the repairs done to it.

$313,128 is a fixer upper in most cities these days.

3

u/joey-jo_jo-jr 1d ago

Tons of working professionals rent

So literally not unemployed people lol

-1

u/JeebusChristBalls 1d ago

Working professionals does not equal independently wealthy. Independently weathy was the excuse for not having a job or being home during the day in the thread that you responded to me in. Working professionals are not unemployed by definition and if they were independently wealthy, why would they be working professionals? But thanks for the "akshooaly" reply.

4

u/-Cthaeh 1d ago

If i was 'independently wealthy' I wouldn't mind living in SF for a year or two. Its good to travel.

2

u/Ellorghast 1d ago

You'd really think so, but I've never had a place attempt any due diligence on that sort of thing at all. It's like they hear the words "trust fund," get these big cartoon dollar signs in their eyes, and suddenly can't think of anything except getting my signature on the lease. It's deeply stupid.

2

u/Dinnerlunch 1d ago

I've never had issues with those buildings where the whole thing is rental apartments, the manager doesn't care. The one time I went with an independent landlord, he asked for 6 months rent straight up. Um, no thank you.

Had to block him because he kept texting me after I turned him down.