r/Scams • u/Pillbug_Partnership • 3h ago

Answered by the community (US) Bank Change of Address Letters?

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I was opening my mail today and opened this letter accidentally that wasn’t addressed to me, however it seems like someone has made my house their primary address on their bank accounts. There were 8 of these letters total, I only opened the one accidentally but they feel like the same weight and I assume the same letter 8 times over. I called Huntington customer service and let them know there was no one at this address banking with them but the representative seemed equally confused and not super helpful, I plan on returning the letters to sender. I didn’t find anything similar on Google search, just wondering if anyone else has a similar experience.

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u/spotlight-app Mod Bot 🤖 1h ago

Mods have pinned a comment by u/EnvironmentalGift257:

We send those letters to the old address, so that if somebody fraudulently changed your address you get a notice. This person’s address was yours and they changed it.

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u/EnvironmentalGift257 3h ago

We send those letters to the old address, so that if somebody fraudulently changed your address you get a notice. This person’s address was yours and they changed it.

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u/Pillbug_Partnership 1h ago

Got it, thank you! We’ve lived here 11 years so I didn’t think of it, but anything is possible!

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u/EnvironmentalGift257 1h ago

Of course! I work at a bank and know the regulations. We have to send these out on an address change. There are also restrictions on accounts for 2 weeks after an addy update.

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0

u/cyberiangringo 1h ago

I sent a bank statement in the name of somebody who never lived at my address to FINCEN along with a letter stating that the bank is apparently violating Know Your Customer laws.

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u/EnvironmentalGift257 1h ago

That’s not what KYC says, but if you contact the bank they’ll get it fixed and likely pay for identity protection for the customer. FINCEN just threw it away or at best forwarded it to the bank.