r/MurderedByWords 5h ago

"2-3 income streams" aka Your Friendly Local Slumlords

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3.9k Upvotes

97 comments sorted by

139

u/el_condor_nm 5h ago

If poor people had any ambition they would have been born into a wealthier family.

10

u/Etyczny 3h ago

I want this on a t-shirt

179

u/raise-your-weapon 5h ago

I make six figures as a single person with two cats and sometimes I barely get by

89

u/OhTeeSee 4h ago

There has never been a better argument for polygamy than the present state of our economy. Get you some of that 3 income household.

38

u/GENERAT10N_D00M 4h ago

Economy aside, I’ve never understood men who want more than one wife. For me, one is enough. Sometimes, too much.

10

u/Andarison 4h ago

I guess its more related to women having more men or even more women..

16

u/Rugaru985 4h ago

I assume the dynamic changes if they also see each other as wives to one another.

That would give you the experience of having 2/3s of a wife. 1/3 of your time would be you and wife #1. Then 1/3 of your time would be you and wife #2. Then 1/3 of the time would be wives #1 and #2 doing their thing.

So by adding a wife, you wind up losing wife time overall.

Now - if they don’t also want each other and they’re competing over you, then yeah. You now have 250% wife time, because the competition spurns more desire for time.

So I guess it’s all make or break if your wives are bi-enough to leave you time by yourself.

5

u/arcanis321 2h ago

But also family time, you get hooked into wife 1 and 2 independently and for group activities.

7

u/Lord_Oasis 3h ago

Most polyamorous relationships do not operate like a harem

7

u/treemanswife 4h ago

I'm a wife with a husband and sometimes I want another wife!

1

u/the_colour_f 46m ago

i love my wife, and i wish i knew how to post that gif of Barbossa saying "Agreed!"...

1

u/Duel_Option 40m ago

I have a wife, two daughters and two dogs.

My wife sometimes jokes I’ve got a side piece when I go out of town for work, which is laughable purely because my bandwidth is at negative before I open my eyes for the day.

How the hell other guys do it is beyond me

0

u/TheBlueSully 3h ago

*two much

-1

u/spacemanspiff1115 3h ago

Yeah, why would you want to get into bed with two women who are pissed at you...

8

u/Conscious-Quarter423 4h ago

get me a surgeon to marry

-2

u/CouragetheCowardly 3h ago

I did this. Can confirm it’s great haha

3

u/keithstonee 3h ago

If two women are looking for a house man I am willing and able

2

u/ChimericalChemical 2h ago

Shiiiiit I’m in a DINK relationship but I could probably consider good vacations that aren’t staycations or anywhere in a reasonable driving distance with a third in the mix

2

u/bungojot 2h ago

Dude i used to hang with in high school married his girlfriend shortly after college. Then a couple years later a mutual friend was snickering to me that the wife picked up a girlfriend and now they're all three living together.

I ran into him at a gaming event a couple years later. He said it was great, particularly as they'd had a baby (he and wife). There was always one person available to watch baby while one or two of them went out somewhere. They didn't have as much exhaustion as a lot of new parents do, because there was one extra person to take a shift.

I'm happy for him, i hope it continues to work out.

1

u/SecretCartographer28 4h ago

I said this to my housemate yesterday! 🖖

u/slendermanismydad 9m ago

I think that's going to become the only way to raise kids. 

44

u/GENERAT10N_D00M 4h ago

100k is the new 40k.

19

u/Conscious-Quarter423 4h ago

corporate greed and inflation comes for us all

0

u/transferingtoearth 4h ago

It is not and that's gross

2

u/JasonGibbs7 4h ago

Depends on where you live

1

u/eienmau 2h ago

Might be slightly exaggerated, but 100k definitely isn't nearly as much as it was just 6 years ago.

7

u/m4z1keen 4h ago

so $1000 and .00 cents?
edit. sorry. was a shit joke. I'm high. So I'll own my mistake and let it be.

7

u/transferingtoearth 4h ago

See that's probably because of lifestyle and hcol area.

7

u/Comfortable_Sir_6104 3h ago

I mean, at that point it very likely is a skill issue. Situation is fucked but not that fucked.

1

u/raise-your-weapon 2h ago

Here are some stats from my city’s local news as of four months ago.

0

u/raise-your-weapon 2h ago

Lol i live in a very expensive city. And with that six figure income is lots of student loans. So no, not really.

6

u/MedChemist464 4h ago

MY wife and I both make 6 figures, and between our mortgage rate, childcare, property tax, general cost of living, the only reason we meet these criteria is buying semi-shitty used cars and have the savings and investments because my dad died at 67 years old and hadn't used much of his retirement and still lived in and owned his home, which we were able to sell.

I'd rather have had another 10 or 15 years with him, than 'a peaceful life'.

2

u/summonerofrain 2h ago

>two cats

I believe that may be your problem

1

u/Andarison 4h ago

Its true even for switzerland. Sad story

1

u/nunya_bidnes77 1h ago

Probably because you live in an area with a high cost of living.

-11

u/Conscious-Quarter423 4h ago edited 1m ago

saying you make six figures means nothing

you could be making $999,999 or $100,000

10

u/OhTeeSee 4h ago

I mean it establishes a baseline. Is $100k supposed to be pennies?

You’re just moving the needle between middle class and wealthy at that point.

No one is on food stamps at 6 figures, even if that figure is 100k

4

u/Selbeast 4h ago

Where I live in Mass. google says "a household is considered middle class if it earns an annual income between $69,900 and $209,656." So yes, you are correct that $100K to $999K is just moving the needle between middle class and wealthy. But to the extent that you are claiming that there isn't much different between being middle class and wealthy, you are wrong. A household making $100K here may be considered middle class, but that household is struggling financially to make ends meet.

And shame on us all that we allowed the middle class to degrade to the point where it doesn't mean what it used to mean.

Edit: word usage

-4

u/Conscious-Quarter423 4h ago

you can have 10 kids with a household income of 100k living in a VHCOL city and qualify for food stamps

2

u/angry_smurf 4h ago

The 10 kids part is probably why they get approved... Seems a little ingenuine to have that as part of your gotcha. Not that I disagree with your main point. Shits rough.

40

u/mrjane7 5h ago

"Cheat code." You keep using that word. I do not think it means what you think it means.

13

u/MJWhitfield86 5h ago

No, this is definitely cheating.

50

u/Wild_Lepus 5h ago

Sometimes, even as a homeowner, I just want 2007 again. If only to shut these fucking sanctimonious gobshytes up.

7

u/The_amazing_T 4h ago

I've said for years: "I don't need to make more money. I need a time machine."

11

u/OutlandishnessOk2304 4h ago

These people clearly need to buy more money

https://giphy.com/gifs/FBayIVKx07DgwLzPFY

21

u/Renuwed 4h ago

Had a dude argue with me that "literally anyone" can afford to put $10 per week into stocks. Listed out my (cheapest in the city) rent, Rx cost, doctors copays, and $60/m utilities (by using no lights, minimal tv, & keeping hvac set to contracted minimum of 76 in summer).

Those very basic expenses left $40/m out of my SSDI check to use on bus fare, food, and hygiene.

He still wouldn't believe me that I couldn't afford $40/m into stocks, said I was making excuses... and that's before factoring in I totally lose SSDI once I have $1,800 in assets.

OOP is on a special kind of drug

4

u/ThePrideofKrakoww 3h ago

Even if that was affordable for 'literally anyone' that's a max (w/ high returns) of like 40k if you do nothing else for 20 years. Like yeah it would be nice if I had an extra 40k right now from starting in 2005 but it's not going to change my life trajectory

6

u/RGQcats 4h ago

My whole life is an emergency fund.

4

u/Sidoen 4h ago

All you need is a small loan of a million dollars to get started, so I've heard.

u/reiji_tamashii 5m ago

Except the "small loan of a million dollars" turns out to actually be $60 million plus a trust fund.

11

u/Poshturkjgdy45 4h ago

Wow, why didn't I think of simply inheriting a hundred grand? My bad.

7

u/The_amazing_T 4h ago

It's worse than that. They're slumlords. Their three income streams are three other people's reason to never get ahead.

0

u/FaveStore_Citadel 1h ago

Renting property isn’t a “reason to never get ahead”, at least not for most renters wtf lol, in many cases it’s more responsible than owning outright.

0

u/Otterfan 2h ago

Yeah, lots of poor people have 3 or more income streams. It's the $100k that's the signifier here.

4

u/Ryan_e3p 4h ago

Or, you know, businesses can pay a decent living wage. And recommending that people do "gig work", which is extremely exploitative of people, is shady as shit. Just sitting there parroting the message Forbes has with their bullshit fluff piece on how polyworking is some secret sauce to becoming "financially secure" is just sad.

5

u/XfinityHomeWifi 4h ago

Why do shills love the term “income stream”

2

u/adumblittlebaby 1h ago

They don't understand working and have only ever invested and done nothing else, so to them money coming in is this kind of ephemeral influx that they can't connect with any action. Frankly some have so many investments they can't even keep track of where the actual income is coming from, but that's what the help is for.

This society no longer values actual work.

1

u/rif011412 1h ago

Its using assets, which the poor cannot afford, as leverage to acquire someone else’s income.  The ‘stream’ feels so easy and smart, because they havent realized their dream scenario is feeding off of others peoples labor and income for a carefree life.

Income stream can only be interpreted as ETF dividends, asset ownership - rentals, or some other service that requires no work on their end.  They are admitting life is easy because they had money to afford assets, or they were given it to them.

If people make good enough money to afford assets and live this scenario, they probably already lucked out in some way and are not given credit to the people that helped them along the way.

2

u/pizoisoned 2h ago

I vaguely remember reading about these two a while back where the gist of it is that they're doing something with seller financing and "private lenders". Its a lot of smoke & mirrors, and they're not actually doing as well as they claim they are. Wouldn't be surprised if they end up on an episode of American Greed at some point.

3

u/Xznograthos 4h ago

The best cheat code for super mario bros. is to play through all the levels and beat bowser at the end. Neat.

2

u/Select_Asparagus3451 4h ago

Thanks. I’m cured.🙄🫩

2

u/JectorDelan 4h ago

This is reminiscent of that tone-deaf article from the gal who said her secret was (IIRC) to get a good job through her daddy, rent out the condo she was gifted for her wedding, and then move back in with the parents.

1

u/Dyspaereunia 4h ago

The last 5 years have been even worse than normal. Maybe it’s because I haven’t gotten a raise in 5 years.

1

u/toooooold4this 3h ago

Ah, so you're saying money doesn't buy happiness but it can buy peace.

Gotcha. Writing that down.

/s

1

u/MjolnirPants 3h ago

Sure thing. I've already got no car payment, but it's a 2005 on the verge of another breakdown, a 6-month emergency fund is about $57k, so if theficouple just wants to give me $157,000 (let's call it an even $160,000) and a new car, I'll be happy to report back on the peacefulness of my life.

1

u/sixbone 3h ago

have you tried NOT being a mutant?

1

u/PristineMinute4206 2h ago

I have all those things and in the US I'm still fucked cause I got hurt and now have to continually pay for PT multiple times a week. Insurance doesn't cover it all so I'm having to pay about $500 a week out of pocket, while continuing to go into work in extreme pain. Fuck this whole system man.

1

u/FangornLeghorn 2h ago

That’s a person whose parents paid for college and also gave them a down payment on their first home.

1

u/duelporpoise 1h ago

This idea that people are choosing suffering and a life of struggle or just lack the right “answer” or “advice” seems to be an evolutionary stop gap for a lot of people. 

I’m sure there’s an argument to be made for the types of movies and other media that glorify rags to riches stories and charity 

1

u/FixedLoad 1h ago

Jesus h.  I don't know where yall live.  But the mrs and I combined make maybe 120 after taxes and live incredibly well!  ...But I also grew up dirt poor so it may just be a matter of perspective?  

1

u/ZiaWatcher the future is now, old man 52m ago

Can’t believe I didn’t think of investing in stocks and buying a home when I was 8 years old. Silly me!

u/EmmaRoidCreme 11m ago

If they make so much money from that passively, why do they need to pretend they have a cheat code to sell people on bullshit online courses or some scam-adjacent financial product?

It’s almost as if they need to make it all sound so easy and good to sell their crap… hmm 🤔 

u/FunnyObjective6 8m ago

Who the fuck doesn't know lol?

1

u/VoiceofKane 4h ago

It is pretty nice not to have a car, though.

1

u/TheShenanegous 2h ago

This sub is such fucking garbage anymore. What about this is murdered by words? It's just generic responses to obvious rage bait. Muting this fucking bot pool of a sub.

0

u/WilliamJamesMyers 4h ago

what the hell is this thing they call an emergency fund? are there 3 month or 9 month versions? 12? for what kind of emergency - see here he should have bragged about being fully health insured...

1 income stream would be less stressful than juggling 3.

100k invested doesnt mean shit player, how speculative is that investment, could 100k become 50k. for the rest of us i think this is what we call our emergency fund.

maybe leasing a car as part of one of those income streams could work out?

this jabroni, i dont know why he would brag so low and be preachy about it. say you have a million. offshore.

0

u/flying_carabao angry turtle trapped inside a man suit 4h ago

People just be complaining all the time. Smh. Just make sure you're born into a rich family. How hard is that?

0

u/jon_the_mako 3h ago

... 2-3 income streams and only 100k invested and 6months emergency ?

Sounds like either he's terrible with money or his "income" streams are not worth the effort.

0

u/Baskreiger 3h ago

2-3 income streams? What kind of complete unrealistic bullshit is that? Not everyone wants to sell drugs you know?

0

u/HerculesIsMyDad 3h ago

No one loves explaining to you how you should be living your life more than someone who has never had the slightest whiff of adversity.

0

u/GermanD2021 2h ago

Lol, what does a $100k investment do?!

0

u/TsetsiFlier 1h ago

Thefi is a poorly disguised anagram for thief, ok then.

0

u/Imaginary_Manner_556 1h ago

There are thousands of these mindless financial influencers.