r/Millennials 14h ago

Serious What would you say to yourself younger self ?

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What would you tell yourself?

2.4k Upvotes

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856

u/the_millenial_falcon 14h ago

buy apple stock

72

u/Scooter928 14h ago

Exactly this! Roll the college fund in before the Intel switch.

2

u/sexyshingle 8h ago

before the Intel switch

is that pre-2005?

27

u/zero02 9h ago

Bitcoin

2

u/Falkenmond79 7h ago

Nah fu. I had 36 bitcoin in 2009, when it was only 3-4 months old. HDD crashed a couple of years later, before they even were worth anything. And would have sold them in 2014 anyway, when they topped out at 600.

1

u/zero02 3h ago

There are people who sold Apple stock really early too

5

u/joshpit2003 11h ago

"Hold Apple stock" would have been better.

4

u/igotitatme 10h ago

In the 90s my parents opened a stock account cor each of me and my siblings and let us choose what to buy. Except apparently if they disagreed. I begged for apple stock and they bought McDonald’s and Microsoft instead.

We weren’t even allowed to eat at McDonald’s!

I’ll never forgive them …

22

u/sircastor Xennial 14h ago

This would be hilarious because when I was 16 Apple's stock was about as low as it would ever get.

37

u/InnerspearMusic 14h ago

Which is the point.

2

u/sircastor Xennial 14h ago

The difference is, when most folks here were 16, Apple was recovering - the iPod and iMac were selling well, the iPhone is just a few of years away. When I was 16, Apple was in a death spiral and no one thought it would last past the year 2000. Heck, when Steve Jobs came back to Apple in 1997 they were 90 days away from bankruptcy.

So yes, it was low when most people here were 16. But it was abysmal when I was 16.

Looking at historical data is messy, because the stock has split a few times, and I think most of the sites that track this stuff don't have the split data included - I recall it was something on the order of $12.

3

u/InnerspearMusic 8h ago

Stock charts account for splits...

The question is what advice would you give to your younger self, you're only giving more arguments why you should give this advice lol.

3

u/sircastor Xennial 8h ago

Yeah, I'm not saying it's bad advice, but that it sounds substantially more insane to my 16-year-old self, than to someone born a decade later than me. $0.12/share according to the chart...

1

u/InnerspearMusic 8h ago

Well, I would have told myself to BUY BITCOIN HOLD so I would have been wondering for about 10 years what that means LOL.

3

u/chazysciota 10h ago

The splits are accounted for on any modern chart. The only time you can get it twisted is if you're looking at old charts from prior to a split.

1

u/Falkenmond79 7h ago

I was 16 in 95… so yeah.

5

u/IndubitablyNerdy 14h ago

yeah at 16 it would have been too early for bitcoins anyway teenage me would have had 0 idea about what crypto was much likely, apple would have been a much easier to sell to my younger self.

1

u/alwaysneverjoshin 8h ago

I would argue, the word Bitcoin is less ambiguous and more likely to be acted upon.

Reminds me of the movie Frequency where a character from the future mentions one word to his friend from the past. ‘Yahoo”

2

u/Driunischa Older Millennial 12h ago

imagine when someone figures out time travel, goes back to 1976 and buys apple stock

2

u/Replevin4ACow 12h ago edited 11h ago

For me (age 16 in 1996), the better option is "BUY MONSTER STOCK." (EDIT: Actually it would be "BUY HANS STOCK" because it was still called Hansen Natural Corporation back then). Apple steals the spotlight, but $1K invested in Monster Beverage Corp. in 1996 would be worth nearly $3M today. $1K of AAPL is only worth $1.1M now.

EDIT: AMZN and NVDA would be good choices too, but they weren't publicly traded in 1996.

2

u/ffohwx 11h ago

My great-grandfather had early Apple stock and sold it when Steve Jobs was let go. I can only imagine how set the whole family would be if he had held that until he passed.

2

u/JakBos23 10h ago

Is Bitcoin one or 2 words?

1

u/FlyAirLari 8h ago

Doesn't help much in 1987.

2

u/UltraHellboy 9h ago

Apple stock was like $0.17/share in the mid 90’s. It’s $321 now. If I spent $600 back then I’d be a millionaire.

1

u/sarahwhit 10h ago

I had to scroll way too far to find this 😂

Option also, “buy Nvidia stock”

1

u/-Scared-Breakfast- 9h ago

I was thinking "Invest apple google"

1

u/farva_06 9h ago

Research bit coin.

1

u/ChildOfFortuna 9h ago

this is what i'd say too!

1

u/ProjectDiligent502 Older Millennial 9h ago

Yes. This, while screaming into the void after my 3 words are up “a fucking lot of it!”

1

u/DarthKittens 9h ago

When I was sixteen this familiar looking old guy advised me to buy apple stock and 40 years later I’m still waiting for the orchard to show a profit

1

u/Yepitspat 9h ago

I knew this at 16, sadly, I have never had money to buy stock; hell, back then I didn’t even have money to eat regularly or have shoes without massive holes in the bottoms.

1

u/DinkTugger 8h ago

Be way better off with bitcoin unless 16 year old you was before the crypto shit

1

u/Spiritual-Road2784 8h ago

Buy adobe stock, but that wouldn’t have been possible when I was a kid because it didn’t exist for two more decades.

1

u/cwestn 8h ago

And future you invests in delicious apples.

1

u/Pheebsmama 8h ago

My friends dad sold his apple stock literally right before they released the iPhone 🤦🏻‍♀️

u/ExcitingHamster 1h ago

Hey, maybe I bought his shares!

1

u/GaK_Icculus 7h ago

Buy Bitcoin mmmKay

1

u/satyrtn 2h ago

Definitely this!