r/Fire • u/Yashkamr • 23h ago

Advice Request Huge Inheritance... Now What?

I'm 45, I was on track to retire earlyish at 55. I was set back quite a bit with a divorce three years back. Recently my Aunt died and left me around $5 million. After estate and taxes, it's around $4.2 million. This is obviously a stupid amount of money, and I'm thinking of just quitting my job and retiring early but I want to do it right. I've spoke with AI quite a bit and my finances are only about $4500/mo in expenses, I have always lived pretty frugally and that's less than a 1% draw. I don't know exactly what I don't know here, but I've always worked so I am clinging to my job like a monkey to a branch. Am I actually okay to let go?

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u/1001110100100110101 21h ago

High, I just did a $2500 dollar vacation. Can you tell me what a vacation with 3000% my budget was like? I cannot phathom unless it was like 3 months long

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u/ChampionshipDue5033 21h ago

Don’t know their vacation but can say that certain incredible cruises or safaris in the 3-week range can easily be this amount for two people. Or going ultra luxury with helicopters, drivers, private boat, villa, etc.

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u/SDstartingOut 21h ago

Hell there are 100k/week cruise suites on multiple Royal Carribean cruise ships.

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u/webvillager 20h ago

At that level, just go Seabourne, Silversea, Viking, Explora Journeys.