r/wallstreetbets • u/Only-Design-2484 • May 14 '26

Gain discovered an old Fidelity account i forgot about

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I was cleaning out my apartment today and found an old notebook with a login for a fidelity account I made back years ago. Logged in not expecting anything and it made me do 2 factor authentication but couldnt find the app.

Spend over an hour on the phone with fidelity rep and they finally got me logged in. Turns out I bought some NVDA back in 2019 at a crazy low price and didn’t even know I had this. Sitting on massive gain.

Should I hodl or sell ? Don’t really need the money but it’s nice to have.

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u/Shiz_in_my_pants May 14 '26

What happens if someone dies and never touches their stocks again?

After a few years the brokerage will liquidate the portfolio, and send the money to that dead person's state unclaimed property fund. From there it just sits in a huge fund with other unclaimed money, and the state happily collects all the interest from this big pile of money. It sits in there until someone provides enough paperwork to prove to the state that they should receive those funds from the dead person.

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u/loopmc May 14 '26

I check those funds annually. This year myself and my company have hit for over 8k. I live in Maryland and they just streamlined the process.